NODE 7e4e39dfRe: credit card conventional wisdom
Rich Salz <rsalz@osf.org>Thu, 16 Nov 1995 00:24:16 +0800
>There is in fact a distinction between "card present" and "card not present"
>transactions. AMEX cards for example have an extra group of four digits which
>are not part of the embossed card number. They are used as additional
>verification to prove that a card is present.
So the run-it-through-the-mechanical-device is treated as card not present?
/r$
NODE 8c64c715Re: credit card conventional wisdom
hallam@w3.orgThu, 16 Nov 1995 00:24:34 +0800
For AMEX, it apears not! Or at least there is a requirement for the
assistant to enter the extra four digits in certain cases. The precise
nature of the circumstance when they are required to be card present I
am not sure (in fact I would bet they vary).
There is no reason why the magnetic strip should necessarily be considered
to be card present. It is easy enough to forge, readers need not be
attended (eg petrol pumps).
I'm not sure on the exact rules, I don't pay $80 for the privillege of having
plastic!
Thew main point I was responding to was the "add information to card that
is not on the stripe" point of the original poster.
Phill
NODE f95b033bRe: credit card conventional wisdom
Simon Spero <ses@tipper.oit.unc.edu>Wed, 15 Nov 1995 12:55:09 +0800
On Tue, 14 Nov 1995, Rich Salz wrote:
> >There is in fact a distinction between "card present" and "card not present"
> >transactions. AMEX cards for example have an extra group of four digits which
> >are not part of the embossed card number. They are used as additional
> >verification to prove that a card is present.
>
> So the run-it-through-the-mechanical-device is treated as card not present?
No. What Phil is saying is that the magnetic strip contains an extra
group of digits which are only available when the stripe is read, and not
when the card is used for CNP.
I can't confirm or deny this, as despite my new bosses, I still find it
hard to care about credit card readers (mostly because US banks won't
let me have any).
Simon
NODE 7cd11766Re: credit card conventional wisdom
hallam@w3.orgWed, 15 Nov 95 09:00:13 PST
>No. What Phil is saying is that the magnetic strip contains an extra
>group of digits which are only available when the stripe is read, and not
>when the card is used for CNP.
The extra gigits I was refering to are the ones on the front of the card
but not embossed.
Credit card data formats are avaliable in an issue of phrack. There is
also an article on credit card abuse "safe and esay carding by VaxBuster".
VaxBuster is I believe currently living in a secured community somewhere
in Texas making little ones out of big ones.l
Phill
PS Simon is right about Blum Blum Shub, note that there is a new PRNG
avaliable called Pew, Pew, Barley, McGrew.
NODE cada8b75Re: credit card conventional wisdom
Greg_Rose@sibelius.sydney.sterling.com (Greg ROSE)Thu, 16 Nov 1995 09:05:50 +0800
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>No. What Phil is saying is that the magnetic strip contains an extra
>group of digits which are only available when the stripe is read, and not
>when the card is used for CNP.
The extra gigits I was refering to are the ones on the front of the card
but not embossed.
Wow, you learn something every day. I've never in
my whole life (well, my American Express life,
over 15 years) noticed those four digits. I've
never been asked for them by anyone, or noticed
them being written down, either. Exactly when and
how are they used?
Greg.
Greg Rose INTERNET: greg_rose@sydney.sterling.com
Sterling Software VOICE: +61-2-9975 4777 FAX: +61-2-9975 2921
28 Rodborough Rd. http://www.sydney.sterling.com:8080/~ggr
French's Forest 35 0A 79 7D 5E 21 8D 47 E3 53 75 66 AC FB D9 45
NSW 2086 Australia. co-mod sci.crypt.research, USENIX Director.
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NODE bd69f849Amex cards extra four digits
Greg_Rose@sibelius.sydney.sterling.com (Greg ROSE)Thu, 16 Nov 1995 10:44:52 +0800
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Oops, following up my own posting, it proves I
should have been more careful...
I wrote
Wow, you learn something every day. I've never in
my whole life (well, my American Express life,
over 15 years) noticed those four digits. I've
never been asked for them by anyone, or noticed
them being written down, either. Exactly when and
how are they used?
But when I reread it I thought it sounded
sarcastic. It isn't -- there really are an extra
four digits printed on both my Amex cards that I'd
never noticed before -- and my question is
serious.
Greg.
Greg Rose INTERNET: greg_rose@sydney.sterling.com
Sterling Software VOICE: +61-2-9975 4777 FAX: +61-2-9975 2921
28 Rodborough Rd. http://www.sydney.sterling.com:8080/~ggr
French's Forest 35 0A 79 7D 5E 21 8D 47 E3 53 75 66 AC FB D9 45
NSW 2086 Australia. co-mod sci.crypt.research, USENIX Director.
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