Legality of requiring credit cards? (fwd)

Forwarded message:
> Date: Sun, 22 Dec 1996 15:43:28 -0500 (EST)
> From: Michael Gurski <mgursk1@umbc.edu>
> Subject: Legality of requiring credit cards?
> 
> It's that wonderful season again, when all the assholes are out in
> force, and people feel obligated to purchase merchandise to give to
> each other.  For various reasons, I don't believe in credit cards, and
> yet, trying to pay for something by personal check at the local
> Hecht's, they either *require* a credit card, or go through the Nazi
> check-warranty company Equifax.  
> 

Equifax does business by tracking reputations, as do all credit
reporting companies. That's how a free market handles bad checks.

On Sun, 22 Dec 1996, Charles Gimon wrote:

> Equifax does business by tracking reputations, as do all credit
> reporting companies. That's how a free market handles bad checks.

Yes, and if I'd *ever* written a bad check, it would be a different
story.  The weasel there basically said that because I'd made
purchases there in the past few days, they tried to contact my bank on
a Sunday afternoon....  (No, I don't get it either)

But that still doesn't answer whether or not a credit card can be
requested when paying by check.


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|\/|ike Gurski  mgursk1@umbc.edu  http://www.gl.umbc.edu/~mgursk1/
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My opinions are mine alone, even if you should be sharing them.     |   OS/2
	    Senate Finance Committee Chair, SGA 1996-1997

I can't see how it is legal to allow credit card agencies. Where
is the legality if the individual doesn't want to be included in its data
bases? There is no voluntaryness on the part of the major part of the
population.Has anyone ever questioned the legality of the existence of
these credit reporting agencies.





On Sun, 22 Dec 1996, Charles Gimon wrote:

> Date: Sun, 22 Dec 1996 23:22:54 -0600 (CST)
> From: Charles Gimon <gimonca@skypoint.com>
> To: cypherpunks@toad.com
> Subject: Legality of requiring credit cards? (fwd)
> 
> Forwarded message:
> > Date: Sun, 22 Dec 1996 15:43:28 -0500 (EST)
> > From: Michael Gurski <mgursk1@umbc.edu>
> > Subject: Legality of requiring credit cards?
> > 
> > It's that wonderful season again, when all the assholes are out in
> > force, and people feel obligated to purchase merchandise to give to
> > each other.  For various reasons, I don't believe in credit cards, and
> > yet, trying to pay for something by personal check at the local
> > Hecht's, they either *require* a credit card, or go through the Nazi
> > check-warranty company Equifax.  
> > 
> 
> Equifax does business by tracking reputations, as do all credit
> reporting companies. That's how a free market handles bad checks.
> 
















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