--- STRONG ADULT CONTENT ---

Hello From Monique, If you are under 18 don't go any further.....

You are receiving this email because your name has been submitted to a
adult maillist..If you would like to be removed please follow the
instructions below.

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with them right in your NETSCAPE 2.2+, INTERNET EXPLORER 3.02, and AOL FOR
WINDOWS 95 BROWSERS......

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Monique writes:

> Our new technology allows you to see our girls live and interact
> with them right in your NETSCAPE 2.2+, INTERNET EXPLORER 3.02, and AOL FOR
> WINDOWS 95 BROWSERS......

One amusing note.  To buy time on this "service," one is presented with a
form which requires one to fill in name, phone number, address, credit
card number, and other personal information.  Hitting "Submit"  sends this
form in cleartext to their web server.

On the bottom of the form is printed... 

"All Live Sex Sales are processed using CyberCash Transaction Encryption" 

While you're counting "Monique"s pussy hairs, the owner of the upstream
router will be doing his Christmas shopping on your Mastercard. :)

--
Eric Michael Cordian 0+
O:.T:.O:. Mathematical Munitions Division
"Do What Thou Wilt Shall Be The Whole Of The Law"

-----BEGIN PGP SIGNED MESSAGE-----

In <199711282112.PAA13434@wire.insync.net>, on 11/28/97 
   at 04:12 PM, Eric Cordian <emc@wire.insync.net> said:

>Monique writes:

>> Our new technology allows you to see our girls live and interact
>> with them right in your NETSCAPE 2.2+, INTERNET EXPLORER 3.02, and AOL FOR
>> WINDOWS 95 BROWSERS......

>One amusing note.  To buy time on this "service," one is presented with a
>form which requires one to fill in name, phone number, address, credit
>card number, and other personal information.  Hitting "Submit"  sends
>this form in cleartext to their web server.

>On the bottom of the form is printed... 

>"All Live Sex Sales are processed using CyberCash Transaction Encryption"


>While you're counting "Monique"s pussy hairs, the owner of the upstream
>router will be doing his Christmas shopping on your Mastercard. :)

This is one thing I have never understood about the greate concern users
have over their CC #'s. If ,as Eric points out , the upstream provider
goes Cristmas shopping on your Mastercard it is not the user who is out
the money! The person who gets stuck with the bill is the Vendors who sell
products to someone who is not authorized to use your card.

Of course the hype from the CC card company and those selling services
like CyberCash go a long way to explaining this.


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William H. Geiger III  http://users.invweb.net/~whgiii
Geiger Consulting    Cooking With Warp 4.0

Author of E-Secure - PGP Front End for MR/2 Ice
PGP & MR/2 the only way for secure e-mail.
OS/2 PGP 2.6.3a at: http://users.invweb.net/~whgiii/pgpmr2.html                        
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William H. Geiger III writes:

> This is one thing I have never understood about the greate concern users
> have over their CC #'s. If ,as Eric points out , the upstream provider
> goes Cristmas shopping on your Mastercard it is not the user who is out
> the money! The person who gets stuck with the bill is the Vendors who sell
> products to someone who is not authorized to use your card.

Actually, it's the credit card issuer who eats it.  The issuer guarantees
the merchant payment as long as the charge is approved at the point of
sale. This is why merchants almost never care who or what presents the
card, as long as the card is valid.

The actual owner of the card is also protected against having to pay
fradulent charges, as long as he informs the card company in a timely
manner if the card is lost, stolen, or misused.

The cost of guaranteeing any valid card is as good as cash to the
merchant, and holding the consumer harmless for fraud, is born through
fees and interest on card balances, and merchant fees for processing
credit card transactions. 

Of course, the attitude of "why should I care if my card is used
fradulently, I won't have to pay" raises credit card costs to everyone, as
the card companies simply recycle the added expense back to their
customers. 

You may recall a recent news story in which someone collected a huge
number of credit card numbers from a major vendor doing business on the
Net, and attempted to market them. 

--
Eric Michael Cordian 0+
O:.T:.O:. Mathematical Munitions Division
"Do What Thou Wilt Shall Be The Whole Of The Law"

Eric Cordian <emc@wire.insync.net> writes:
>
> > This is one thing I have never understood about the greate concern users
> > have over their CC #'s. If ,as Eric points out , the upstream provider
> > goes Cristmas shopping on your Mastercard it is not the user who is out
> > the money! The person who gets stuck with the bill is the Vendors who sell
> > products to someone who is not authorized to use your card.
>
> Actually, it's the credit card issuer who eats it.  The issuer guarantees
> the merchant payment as long as the charge is approved at the point of
> sale. This is why merchants almost never care who or what presents the
> card, as long as the card is valid.
>
> The actual owner of the card is also protected against having to pay
> fradulent charges, as long as he informs the card company in a timely
> manner if the card is lost, stolen, or misused.

of course the credit card issuers do this not out of the goodness of their
heart but because they're required to by the US gubmint. It's not at all
clear if they have to eat the fraudulent charges if the card holder hasn't
been following the issuer's instructions.

> The cost of guaranteeing any valid card is as good as cash to the
> merchant, and holding the consumer harmless for fraud, is born through
> fees and interest on card balances, and merchant fees for processing
> credit card transactions.
>
> Of course, the attitude of "why should I care if my card is used
> fradulently, I won't have to pay" raises credit card costs to everyone, as
> the card companies simply recycle the added expense back to their
> customers.
>
> You may recall a recent news story in which someone collected a huge
> number of credit card numbers from a major vendor doing business on the
> Net, and attempted to market them.

Actually, if you call up your credit card issuer and ask, hypothetically,
what would happen if you transmitted your credit card info over the Internet,
and someone got hold of them, and charged lots of money. Don't assume
that they have to eat it.

---

Dr.Dimitri Vulis KOTM
Brighton Beach Boardwalk BBS, Forest Hills, N.Y.: +1-718-261-2013, 14.4Kbps